Dental insurance is one of the most effective ways to save money on preventive dental treatments. It can help you afford treatments that keep your smile healthy for many years, especially if you come in for routine checkups and cleanings. With it, you can reduce your costs on restorative and emergency care and spend less time sitting in the dental chair. To learn how most dental insurance plans work, keep reading or give Dr. Lee’s dental office a call today!
While every plan has its own unique differences, it’s important to keep in mind that most dental plans are meant to be used on a regular basis. Unlike medical insurance, which is typically reserved for serious injuries or illnesses, you shouldn’t be using it only when a dental emergency occurs. Instead, you should be using it regularly for preventive treatments like exams, cleanings, and X-rays. Doing so actually reduces the risk of needing emergency or restorative treatments, which are often more expensive than preventive forms of care.
For the most part, dental insurance plans cover specific types of services in the same way. While you should always read over the details of your plan and confirm your coverage, you can typically expect the breakdown to look something like this:
While we are in-network with many major dental insurance providers, we are more than happy to accept your insurance and file claims on your behalf as well. Being in-network simply means that we have agreed to specific contracts with insurance companies that cap the costs of certain treatments. Here are some examples of the most common plans are patients have:
While being in-network typically means you save more, it does not mean you can’t still expect affordable treatments if you are out-of-network. We’ll make sure that you understand your costs before beginning any treatment.